Undergraduate certificate · Wisconsin Rapids, Wisconsin

Is Entrepreneurial and Small Business Operations at Mid-State Technical College worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 6.5 years.

Earnings 1 year after graduating: $43,587; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: Not enough graduates to report; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $8,750; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $20k (likely $18k – $26k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $4k a year vs high-school graduates aged 25–34 in WI; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 6.5 years (likely 2.1–20+); Bump vs net cost plus loan interest
10-year net return: −$27k (likely −$110k – $70k); Today's dollars
20-year net return: $22k (likely −$147k – $228k); Today's dollars
Odds of finishing (school-wide): 55%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26