Bachelor's · Seattle, Washington

Is Psychology, General at Seattle Pacific University worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 8.9 years.

Earnings 1 year after graduating: $41,014; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $63,104; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $19,500; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $108k (likely $108k – $143k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $19k a year vs high-school graduates aged 25–34 in WA; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 8.9 years (likely 6.7–12.6); Bump vs net cost plus loan interest
10-year net return: −$156k (likely −$249k – −$70k); Today's dollars
20-year net return: $92k (likely −$73k – $293k); Today's dollars
Odds of finishing (school-wide): 55%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26
Borrowers making progress / in default, 2 years in: not reported / ≤ 20%; NSLDS AY2016-17, AY2017-18 pooled cohorts measured in 2018-19, 2019-20