Undergraduate certificate · McAllen, Texas

Is Business Administration, Management and Operations at Miller-Motte College-STVT-McAllen worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Graduates typically don't earn back the cost within 20 years, compared with the no-degree baseline.

Earnings 1 year after graduating: $20,430; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: Not enough graduates to report; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $16,500; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $21k (likely $21k – $21k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: −$15k a year vs high-school graduates aged 25–34 in TX; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: Not within 20 years in most scenarios; Bump vs net cost plus loan interest
10-year net return: −$217k (likely −$254k – −$174k); Today's dollars
20-year net return: −$377k (likely −$455k – −$287k); Today's dollars
Odds of finishing (school-wide): 83%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26