Bachelor's · Austin, Texas

Is Liberal Arts and Sciences, General Studies and Humanities at Concordia University Texas worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 8.3 years.

Earnings 1 year after graduating
$44,671
Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating
$56,597
Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation
$27,969
NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families
$111k (likely $111k – $146k)
AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4
$20k a year vs high-school graduates aged 25–34 in TX
2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback
8.3 years (likely 6.4–11.2)
Bump vs net cost plus loan interest
10-year net return
−$111k (likely −$192k – −$38k)
Today's dollars
20-year net return
$140k (likely −$10k – $320k)
Today's dollars
Odds of finishing (school-wide)
43%
Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26

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