Bachelor's · Collegedale, Tennessee

Is Business Administration, Management and Operations at Southern Adventist University worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 11.7 years.

Earnings 1 year after graduating: $37,315; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $51,888; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $22,337; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $110k (likely $110k – $151k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $14k a year vs high-school graduates aged 25–34 in TN; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 11.7 years (likely 7.5–20+); Bump vs net cost plus loan interest
10-year net return: −$193k (likely −$296k – −$80k); Today's dollars
20-year net return: −$8k (likely −$218k – $223k); Today's dollars
Odds of finishing (school-wide): 56%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26