Bachelor's · Pittsburgh, Pennsylvania

Is Biology, General at Carlow University worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back fast: graduates typically recover the cost in about 1.8 years.

Earnings 1 year after graduating: $45,756; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $144,659; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $26,774; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $95k (likely $95k – $113k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $105k a year vs high-school graduates aged 25–34 in PA; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 1.8 years (likely 1.5–2.3); Bump vs net cost plus loan interest
10-year net return: $722k (likely $535k – $942k); Today's dollars
20-year net return: $1.95M (likely $1.52M – $2.47M); Today's dollars
Odds of finishing (school-wide): 69%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26