Bachelor's · Rochester, New York

Is Mathematics at University of Rochester worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 3.9 years.

Earnings 1 year after graduating: $60,823; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $101,159; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $19,250; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $146k (likely $146k – $157k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $65k a year vs high-school graduates aged 25–34 in NY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 3.9 years (likely 3.2–5.1); Bump vs net cost plus loan interest
10-year net return: $272k (likely $113k – $442k); Today's dollars
20-year net return: $1.03M (likely $682k – $1.44M); Today's dollars
Odds of finishing (school-wide): 83%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26