Bachelor's · Buffalo, New York

Is Chemistry at University at Buffalo worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 4.6 years.

Earnings 1 year after graduating: $53,236; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $73,484; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $16,750; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $92k (likely $92k – $118k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $36k a year vs high-school graduates aged 25–34 in NY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 4.6 years (likely 3.6–6.1); Bump vs net cost plus loan interest
10-year net return: $61k (likely −$45k – $173k); Today's dollars
20-year net return: $502k (likely $282k – $764k); Today's dollars
Odds of finishing (school-wide): 73%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26