Bachelor's · Troy, New York

Is Psychology, General at Russell Sage College worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 8.3 years.

Earnings 1 year after graduating: $40,059; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $54,185; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $23,250; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $89k (likely $89k – $103k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $16k a year vs high-school graduates aged 25–34 in NY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 8.3 years (likely 6.2–12.9); Bump vs net cost plus loan interest
10-year net return: −$119k (likely −$197k – −$49k); Today's dollars
20-year net return: $93k (likely −$69k – $268k); Today's dollars
Odds of finishing (school-wide): 59%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26