Bachelor's · Rochester, New York

Is Physics at Rochester Institute of Technology worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 6.4 years.

Earnings 1 year after graduating: $52,115; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $80,861; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $27,000; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $171k (likely $159k – $222k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $43k a year vs high-school graduates aged 25–34 in NY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 6.4 years (likely 4.9–8.6); Bump vs net cost plus loan interest
10-year net return: $9k (likely −$130k – $155k); Today's dollars
20-year net return: $527k (likely $260k – $847k); Today's dollars
Odds of finishing (school-wide): 70%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26