Associate's · Johnstown, New York

Is Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Fulton-Montgomery Community College worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back fast: graduates typically recover the cost in about 0.5 years.

Earnings 1 year after graduating: $78,963; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $96,235; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $16,875; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $16k (likely $16k – $20k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $59k a year vs high-school graduates aged 25–34 in NY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 0.5 years (likely 0.4–0.7); Bump vs net cost plus loan interest
10-year net return: $481k (likely $343k – $646k); Today's dollars
20-year net return: $1.17M (likely $880k – $1.54M); Today's dollars
Odds of finishing (school-wide): 38%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26