Bachelor's · New York, New York

Is Psychology, General at CUNY Bernard M Baruch College worth it?

High confidence High confidence: 100+ graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back fast: graduates typically recover the cost in about 0.5 years.

Earnings 1 year after graduating: $44,570; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $62,810; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $12,367; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $3k (likely $3k – $4k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $25k a year vs high-school graduates aged 25–34 in NY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 0.5 years (likely 0.3–0.9); Bump vs net cost plus loan interest
10-year net return: $71k (likely $12k – $127k); Today's dollars
20-year net return: $386k (likely $249k – $528k); Today's dollars
Odds of finishing (school-wide): 70%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26