Bachelor's · Camden, New Jersey

Is Physics at Rutgers University-Camden worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 3.9 years.

Earnings 1 year after graduating: $54,526; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $72,550; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $22,000; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $67k (likely $67k – $87k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $32k a year vs high-school graduates aged 25–34 in NJ; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 3.9 years (likely 3.1–5.0); Bump vs net cost plus loan interest
10-year net return: $51k (likely −$34k – $147k); Today's dollars
20-year net return: $453k (likely $261k – $671k); Today's dollars
Odds of finishing (school-wide): 61%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26