Undergraduate certificate · Paramus, New Jersey

Is Health and Medical Administrative Services at Lincoln Technical Institute-Paramus worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Graduates typically don't earn back the cost within 20 years, compared with the no-degree baseline.

Earnings 1 year after graduating: $35,587; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $40,804; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $11,031; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $38k (likely $38k – $54k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $774 a year vs high-school graduates aged 25–34 in NJ; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: Not within 20 years in most scenarios; Bump vs net cost plus loan interest
10-year net return: −$90k (likely −$132k – −$45k); Today's dollars
20-year net return: −$50k (likely −$145k – $61k); Today's dollars
Odds of finishing (school-wide): 58%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26
Borrowers making progress / in default, 2 years in: not reported / ≤ 10%; NSLDS AY2016-17, AY2017-18 pooled cohorts measured in 2018-19, 2019-20