Master's · Cleveland, Mississippi

Is Student Counseling and Personnel Services at Delta State University worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 18.6 years.

Earnings 1 year after graduating: $49,702; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $56,644; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $49,435; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $52k (likely $52k – $52k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $3k a year vs bachelor's graduates 4 years out in MS; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 18.6 years (likely 7.3–20+); Bump vs net cost plus loan interest
10-year net return: −$175k (likely −$273k – −$67k); Today's dollars
20-year net return: −$104k (likely −$309k – $155k); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.