Master's · Minneapolis, Minnesota

Is Clinical, Counseling and Applied Psychology at University of Minnesota-Twin Cities worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 18.9 years.

Earnings 1 year after graduating
$59,926
Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating
$67,684
Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation
$52,000
NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published)
$55k (likely $55k – $55k)
AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4
$2k a year vs bachelor's graduates 4 years out in MN
2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback
18.9 years (likely 8.7–20+)
Bump vs net cost plus loan interest
10-year net return
−$212k (likely −$307k – −$113k)
Today's dollars
20-year net return
−$138k (likely −$342k – $84k)
Today's dollars

Change income, residency or loans Compare Clinical, Counseling and Applied Psychology at other schools

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.