Master's · Baltimore, Maryland

Is Applied Mathematics at Johns Hopkins University worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back fast: graduates typically recover the cost in about 0.7 years.

Earnings 1 year after graduating: $143,840; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $155,134; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $30,750; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $33k (likely $33k – $33k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $89k a year vs bachelor's graduates 4 years out in MD; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 0.7 years (likely 0.6–0.9); Bump vs net cost plus loan interest
10-year net return: $690k (likely $519k – $881k); Today's dollars
20-year net return: $1.67M (likely $1.31M – $2.10M); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.