Bachelor's · Chicopee, Massachusetts

Is Psychology, General at College of Our Lady of the Elms worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 12.4 years.

Earnings 1 year after graduating: $40,633; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $50,458; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $25,000; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $69k (likely $69k – $71k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $7k a year vs high-school graduates aged 25–34 in MA; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 12.4 years (likely 6.2–20+); Bump vs net cost plus loan interest
10-year net return: −$199k (likely −$298k – −$93k); Today's dollars
20-year net return: −$88k (likely −$290k – $131k); Today's dollars
Odds of finishing (school-wide): 63%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26

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🍎 Getting ready in high school

Students heading toward teaching & helping people majors like this one often take these classes. Every school offers a different mix, so check with your counselor.

AP classes

AP Psychology
AP English Language and Composition
AP Statistics

IB Higher Level

Psychology HL
Language A HL

Build my roadmap 🗺️ Middle school to career, plus high schools near you that offer these classes.