Bachelor's · Lexington, Kentucky

Is Mathematics at University of Kentucky worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 3.5 years.

Earnings 1 year after graduating: $47,555; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $80,798; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $11,000; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $80k (likely $80k – $104k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $45k a year vs high-school graduates aged 25–34 in KY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 3.5 years (likely 2.7–4.5); Bump vs net cost plus loan interest
10-year net return: $168k (likely $51k – $303k); Today's dollars
20-year net return: $698k (likely $459k – $1.00M); Today's dollars
Odds of finishing (school-wide): 72%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26