Master's · Barbourville, Kentucky

Is Education, General at Union Commonwealth University worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 3.1 years.

Earnings 1 year after graduating: $64,628; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $68,522; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $16,018; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $17k (likely $17k – $17k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $11k a year vs bachelor's graduates 4 years out in KY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 3.1 years (likely 1.6–10.6); Bump vs net cost plus loan interest
10-year net return: −$37k (likely −$129k – $67k); Today's dollars
20-year net return: $93k (likely −$96k – $298k); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.