Undergraduate certificate · Lexington, Kentucky

Is Cosmetology and Related Personal Grooming Services at Employment Solutions-College for Technical Education worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Graduates typically don't earn back the cost within 20 years, compared with the no-degree baseline.

Earnings 1 year after graduating: $26,248; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $25,522; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $9,833; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $16k (likely $15k – $21k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: −$11k a year vs high-school graduates aged 25–34 in KY; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: Not within 20 years in most scenarios; Bump vs net cost plus loan interest
10-year net return: −$177k (likely −$210k – −$139k); Today's dollars
20-year net return: −$311k (likely −$375k – −$238k); Today's dollars
Odds of finishing (school-wide): 54%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26
Borrowers making progress / in default, 2 years in: ≤ 20% / ≤ 20%; NSLDS AY2016-17, AY2017-18 pooled cohorts measured in 2018-19, 2019-20