Bachelor's · Overland Park, Kansas

Is Psychology, General at Ottawa University-Online worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 8.7 years.

Earnings 1 year after graduating: $42,703; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $47,217; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $21,754; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $59k (likely $59k – $83k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $10k a year vs high-school graduates aged 25–34 in KS; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 8.7 years (likely 5.0–20+); Bump vs net cost plus loan interest
10-year net return: −$142k (likely −$232k – −$52k); Today's dollars
20-year net return: −$10k (likely −$178k – $166k); Today's dollars