Bachelor's · Bloomington, Indiana

Is Chemistry at Indiana University-Bloomington worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 4.2 years.

Earnings 1 year after graduating: $53,898; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $65,547; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $21,726; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $68k (likely $68k – $69k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $27k a year vs high-school graduates aged 25–34 in IN; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 4.2 years (likely 2.8–6.6); Bump vs net cost plus loan interest
10-year net return: $17k (likely −$94k – $164k); Today's dollars
20-year net return: $347k (likely $109k – $650k); Today's dollars
Odds of finishing (school-wide): 80%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26