Bachelor's · Chicago, Illinois

Is Bible/Biblical Studies at Moody Bible Institute worth it?

High confidence High confidence: 100+ graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 8.6 years.

Earnings 1 year after graduating: $39,742; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $54,073; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $18,000; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $82k (likely $82k – $99k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $15k a year vs high-school graduates aged 25–34 in IL; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 8.6 years (likely 6.8–11.7); Bump vs net cost plus loan interest
10-year net return: −$131k (likely −$192k – −$80k); Today's dollars
20-year net return: $64k (likely −$61k – $201k); Today's dollars
Odds of finishing (school-wide): 63%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26