Associate's · Council Bluffs, Iowa

Is Liberal Arts and Sciences, General Studies and Humanities at Iowa Western Community College worth it?

High confidence High confidence: 100+ graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 8.3 years.

Earnings 1 year after graduating: $39,684; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $46,173; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $11,000; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $35k (likely $35k – $43k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $6k a year vs high-school graduates aged 25–34 in IA; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 8.3 years (likely 6.6–11.8); Bump vs net cost plus loan interest
10-year net return: −$65k (likely −$101k – −$37k); Today's dollars
20-year net return: $31k (likely −$45k – $117k); Today's dollars
Odds of finishing (school-wide): 44%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26