Bachelor's · Pensacola, Florida

Is Business/Commerce, General at University of West Florida worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back fast: graduates typically recover the cost in about 2.6 years.

Earnings 1 year after graduating: $46,488; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $72,665; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $15,000; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $40k (likely $40k – $51k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $36k a year vs high-school graduates aged 25–34 in FL; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 2.6 years (likely 1.9–3.6); Bump vs net cost plus loan interest
10-year net return: $133k (likely $28k – $264k); Today's dollars
20-year net return: $560k (likely $346k – $863k); Today's dollars
Odds of finishing (school-wide): 60%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26