Graduate certificate · Miami Gardens, Florida

Is Legal Professions and Studies, Other at St. Thomas University worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 6.6 years.

Earnings 1 year after graduating: $65,398; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $123,907; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $181,660; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $193k (likely $193k – $193k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $60k a year vs bachelor's graduates 4 years out in FL; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 6.6 years (likely 5.1–8.9); Bump vs net cost plus loan interest
10-year net return: $160k (likely −$12k – $350k); Today's dollars
20-year net return: $875k (likely $509k – $1.32M); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.