CollegeCostWise

Master's · West Hartford, Connecticut

Is Clinical, Counseling and Applied Psychology at University of Saint Joseph worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 15.3 years.

Earnings 1 year after graduating
$61,398
Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating
$80,100
Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation
$53,304
NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published)
$57k (likely $57k – $57k)
AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4
$5k a year vs bachelor's graduates 4 years out in CT
2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback
15.3 years (likely 8.5–20+)
Bump vs net cost plus loan interest
10-year net return
−$223k (likely −$317k – −$126k)
Today's dollars
20-year net return
−$108k (likely −$322k – $123k)
Today's dollars

Change income, residency or loans Compare Clinical, Counseling and Applied Psychology at other schools

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.

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