Master's · Greeley, Colorado

Is Teacher Education and Professional Development, Specific Subject Areas at University of Northern Colorado worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 6.3 years.

Earnings 1 year after graduating: $65,331; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $69,944; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $16,798; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $18k (likely $18k – $18k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $6k a year vs bachelor's graduates 4 years out in CO; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 6.3 years (likely 2.3–20+); Bump vs net cost plus loan interest
10-year net return: −$110k (likely −$211k – $541); Today's dollars
20-year net return: −$40k (likely −$244k – $200k); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.