Undergraduate certificate · Phoenix, Arizona

Is Computer Programming at University of Phoenix-Arizona worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back fast: graduates typically recover the cost in about 1 years.

Earnings 1 year after graduating: $61,455; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $77,286; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $9,500; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $18k (likely $15k – $21k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $37k a year vs high-school graduates aged 25–34 in AZ; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 1 years (likely 0.8–1.4); Bump vs net cost plus loan interest
10-year net return: $294k (likely $213k – $384k); Today's dollars
20-year net return: $751k (likely $558k – $974k); Today's dollars
Odds of finishing (school-wide): 21%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26