Bachelor's · Magnolia, Arkansas

Is Business/Commerce, General at Southern Arkansas University Main Campus worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 6.4 years.

Earnings 1 year after graduating: $44,298; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $51,535; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $19,375; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $68k (likely $68k – $89k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $16k a year vs high-school graduates aged 25–34 in AR; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 6.4 years (likely 4.9–8.6); Bump vs net cost plus loan interest
10-year net return: −$77k (likely −$148k – −$19k); Today's dollars
20-year net return: $128k (likely $10k – $266k); Today's dollars
Odds of finishing (school-wide): 46%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26